Avoid Rental Scams in Ghana: How to Identify Genuine Properties

enting a home in Ghana has become increasingly challenging—not just because of high rent costs, but also due to the growing number of rental scams targeting desperate tenants, students, and newcomers. Scammers now operate both online and offline, using fake listings, stolen photos, and impersonation tactics to defraud unsuspecting renters.

This article provides practical steps to help you identify genuine rental properties and avoid rental scams in Ghana.

Common Rental Scams in Ghana

Before learning how to avoid scams, it’s important to understand how scammers operate:

• Fake online listings using photos stolen from real properties
• Agents demanding upfront “inspection fees”
• Landlords asking for deposits before viewing the property
• Multiple people paying for the same room or apartment
• Impersonation of real landlords or caretakers

These scams are common in cities like Accra, Kumasi, Sunyani, Cape Coast, and Takoradi, especially in student areas.

How to Identify Genuine Rental Properties

1. Always Physically Inspect the Property

Never make any payment without visiting the property in person. A genuine landlord or agent will allow inspection before requesting money.

🚩 Red flag: “The house is not available for viewing now, but pay to secure it.”

2. Verify Ownership or Authority

Ask to see proof that the person has the legal right to rent out the property:

• Indenture or land title
• Utility bills in the landlord’s name
• Written authorization if dealing with an agent or caretaker

3. Avoid Upfront Payments

Legitimate landlords do not request:

• Viewing fees
• Reservation fees
• “Urgent deposits” before inspection

Payments should only be made after agreement and documentation.

4. Be Careful with Online Listings

If you find a property online:

• Compare photos using Google Image Search
• Check consistency in location descriptions
• Confirm contact details

Scammers often reuse the same photos across multiple listings.

5. Use Trusted Platforms

Choose platforms that:

• Verify landlord identities
• Require property validation
• Limit direct contact until payment or verification

These systems reduce the risk of impersonation and fake listings.

6. Demand Written Agreements

Always insist on:

• A tenancy agreement
• Rent receipt
• Clear terms (rent duration, advance payment, utilities)

Verbal agreements offer no legal protection.

What to Do If You Suspect a Rental Scam

If you suspect fraud:

• Stop all communication immediately
• Do not send money
• Report the listing to the platform
• Inform the Ghana Police Service or Consumer Protection Agency

Early reporting helps protect others.

Final Thoughts

Rental scams thrive on urgency, ignorance, and lack of verification. By taking your time, asking the right questions, and using trusted platforms, you can significantly reduce your risk.

In Ghana’s evolving rental market, knowledge is your strongest protection.