Rent Commissioner Warns Agents: Charging Double Commission Is a Crime in Ghana

Introduction: A Story That Reached Me

I was told about a recent statement by Ghana’s Acting Rent Commissioner, Frederick Opoku, that has stirred conversations across the housing sector. He warned property agents that demanding double commission or charging tenants directly is not only unlawful but also a criminal offence. This message, shared during a radio interview, highlights the growing concern about exploitation in Ghana’s rental market.

What the Rent Act Actually Says

Commission Rules

According to Ghana’s Rent Act, 1963 (Act 220):

• Agents are entitled to a maximum of 5% commission.
• This commission must be paid by landlords, not tenants.
• Any agent who demands commission from tenants or charges more than the legal limit is committing a criminal offence.

Why Tenants Shouldn’t Pay

The law was designed to protect tenants from unfair charges. Renters already face high costs in securing accommodation, and shifting commission payments onto them only worsens affordability challenges.

The Problem: Exploitation in the Housing Market

Despite clear laws, many agents continue to extort unsuspecting tenants, often demanding double commission or upfront payments before showing properties. This practice has left many Ghanaians—especially students, young professionals, and low-income families—struggling to afford housing.

The Commissioner’s Warning

Frederick Opoku emphasized that:

• Agents who violate the law are criminals and can face prosecution.
• Tenants should report illegal charges to the Rent Control Department.
• Landlords must take responsibility for paying commissions, as mandated by law.

Implications for Tenants and Landlords

For Tenants

• Know your rights: You are not required to pay agent commissions.
• Report violations to Rent Control offices.
• Avoid agents who demand upfront fees before showing properties.

For Landlords

• Budget for the legal 5% commission when hiring agents.
• Ensure compliance to avoid legal consequences.

Conclusion: Protecting Tenants and Ensuring Fairness

The story I heard underscores a critical point: housing fairness in Ghana depends on enforcing the Rent Act. By holding agents accountable and educating tenants, the Rent Commissioner aims to restore trust in the rental market. For renters, the takeaway is simple—know your rights, refuse illegal charges, and report exploitation. For landlords and agents, compliance is not optional; it’s the law.